FundingPips review: rules, price & payouts

FOREX2-Step 100K · $100K account · checked 23 Oct 2026

7.2/10

GoodProp Firm Chart rating

4.5 Trustpilot (70K)

8% then 5% target · static drawdown · 5% daily limit

Evaluation price$652One-time

Cost to get funded$652No activation fee

Max loss$10,000Static · 10%

Profit split80%60–100% by payout cycle

Cheapest evaluation: $33 for the 2-Step Pro 5K (one-time, list price). The numbers above are for the 2-Step 100K. Source: FundingPips website, 18 Oct 2026

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Our verdict

FundingPips scores 7.2 out of 10 (good) on our rating. It suits swing traders who need room. The main catch: among the dearer forex firms: $652 to get funded at list price.

Pros and cons

What’s good

No activation fee when you pass
One-time fee, no monthly rebilling
Static drawdown: the floor never moves up
No consistency rule

Watch out for

Among the dearer forex firms: $652 to get funded at list price
Daily loss limit: 5%

FundingPips 2-Step 100K rules

Profit target	8% then 5%
Maximum loss	$10,000, static
Daily loss limit	5% (of higher of balance or equity)
Consistency rule	35% score for on-demand and monthly
Minimum trading days	3 per phase
Profit split	60–100% by payout cycle
Payouts	Weekly 60%, bi-weekly 80%, monthly 100%, on demand 90%
Billing	One-time, no activation fee
Restricted countries	3 countries. Check yours
Platforms	MT5cTraderMatch-Trader

Every FundingPips account size

2-Step 100K · one-time fee · list prices before any sale

Account	Price	Activation	Cost to get funded	Profit target	Max loss	Daily limit	Max minis
$100K	$652	None	$652	$8,000	$10,000 10%	5% (of higher of balance or equity)	—

Checked 2026-10-24. Source: Firm pricing page,https://fundingpips.com. Firms change prices often; the checkout price is final.

Who FundingPips suits

A good fit if you…

hold trades for longer and need room

Think twice if you…

need rules that differ from the table above

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How FundingPips scores

Cost to get funded6.8

Payouts and split7.3

Rule friendliness7.4

Trader reviews7.5

Each part is out of 10; the rating is their average. How we rate

Can you join from your country?

Where you live

3 restricted countries · 1 with conditions

Iran, United Arab Emirates, Vietnam

United States: Not on MT5, cTrader or the Prime account; Match-Trader is supported

FundingPips also excludes jurisdictions on FATF and EU/UN sanctions lists without naming them all.

From FundingPips’s own published list: FundingPips Help Centre: Get Started (eligibility). Firms check where you live, your ID and your payment method, so confirm at checkout.

Get an email when FundingPips changes a rule

Worth knowing

Sorted using the 80% bi-weekly split
Striking System warning at 1.2% floating loss on one idea (above $25K)
10% Phase 1 option withdrawn 24 Jul 2026

Recent rule changes

Extra conditions on the 100% monthly payout cycle 15 Aug 2026
10% Phase 1 target option withdrawn 24 Jul 2026

See the full log →

Head to head

Sources

FundingPips website, 24 Oct 2026

Checked 23 Oct 2026. Rules change often.

Interactive tool

What would you keep?

Your payout after the split and every fee, and the profit you need just to break even.

Prop firm Monthly profit (% of account) Months funded Evaluation attempts

Fees paid$5221 × $522

Gross profit$15,0005% of $100K × 3 months

Your share$12,00060–100% by payout cycle

Net after fees$11,478Return on fees 2,199%

To earn back your fees you need 0.7% profit on the funded account ($653).

An estimate, not a promise. It assumes every month is profitable and fully paid out. Real payouts are limited by buffers, consistency rules, payout caps and minimum days (see FundingPips’s rules), and most traders fail evaluations. Not financial advice.

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