FXIFY review: rules, price & payouts

FOREXTwo Phase Standard 100K · $100K account · checked 23 Oct 2026
7.2/10
GoodProp Firm Chart rating
4.3 Trustpilot (6.4K)

10% then 5% target · trailing drawdown · 4% daily limit

Evaluation price$549One-time
Cost to get funded$549No activation fee
Max loss$10,000Trailing · 10%
Profit split80%80% (90% with paid add-on)

Cheapest evaluation: $39 for the Three Phase 5K (one-time, list price). The numbers above are for the Two Phase Standard 100K. Source: FXIFY Three Phase page, 18 Oct 2026

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Our verdict

FXIFY scores 7.2 out of 10 (good) on our rating. It suits traders who want quick payouts. The main catch: daily loss limit: 4%.

Pros and cons

What’s good

  • No activation fee when you pass
  • One-time fee, no monthly rebilling
  • No consistency rule
  • Fast payouts: the first can come within 2 days of being funded

Watch out for

  • Daily loss limit: 4%

FXIFY Two Phase Standard 100K rules

Profit target10% then 5%
Maximum loss$10,000, trailing
Daily loss limit4% ($4,000)
Consistency ruleNone stated
Minimum trading days5 per phase
Profit split80% (90% with paid add-on)
PayoutsFirst on demand after a profitable trade, then every 30 days (14 with add-on)
BillingOne-time, no activation fee
Restricted countries34 countries. Check yours
Platforms
MT4MT5DXtrade

Every FXIFY account size

Two Phase Standard 100K · one-time fee · list prices before any sale

AccountPriceActivationCost to get fundedProfit targetMax lossDaily limitMax minis
$5K$59None$59$500$500 10%4% ($200)—
$10K$89None$89$1,000$1,000 10%4% ($400)—
$15K$119None$119$1,500$1,500 10%4% ($600)—
$25K$199None$199$2,500$2,500 10%4% ($1,000)—
$50K$379None$379$5,000$5,000 10%4% ($2,000)—
$100K$549None$549$10,000$10,000 10%4% ($4,000)—
$200K$1,049None$1,049$20,000$20,000 10%4% ($8,000)—
$400K$2,950None$2,950$40,000$40,000 10%4% ($16,000)—

Checked 2026-10-24. Source: FXIFY own page + checkout list ladder, 2026-10-24,https://fxify.com/programs/two-phase/. Firms change prices often; the checkout price is final.

Who FXIFY suits

A good fit if you…

  • want your first payout quickly

Think twice if you…

  • need rules that differ from the table above

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What would you keep?

Your payout after the split and every fee, and the profit you need just to break even.

Fees paid$5491 × $549
Gross profit$15,0005% of $100K × 3 months
Your share$12,00080% (90% with paid add-on)
Net after fees$11,451Return on fees 2,086%

To earn back your fees you need 0.7% profit on the funded account ($686).

An estimate, not a promise. It assumes every month is profitable and fully paid out. Real payouts are limited by buffers, consistency rules, payout caps and minimum days (see FXIFY’s rules), and most traders fail evaluations. Not financial advice.