FTMO review: rules, price & payouts
FOREX2-Step Challenge 100K · $100K account · checked 23 Oct 2026
7.8/10
Very goodProp Firm Chart rating
4.8 Trustpilot (54K)10% then 5% target · static drawdown · 5% daily limit
Evaluation price€540One-time
Cost to get funded€540No activation fee
Max loss$10,000Static · 10%
Profit split80%80%
Cheapest evaluation: €79 for the 1-Step 10K (one-time, list price). The numbers above are for the 2-Step Challenge 100K. Source: FTMO website (fees shown in euros), 18 Oct 2026
Our verdict
FTMO scores 7.8 out of 10 (very good) on our rating. It suits swing traders who need room. The main catch: daily loss limit: 5%.
Pros and cons
What’s good
- No activation fee when you pass
- One-time fee, no monthly rebilling
- Static drawdown: the floor never moves up
- No consistency rule
- Strong trader reviews: 4.8 on Trustpilot from 54,479 reviews
- Works with 4 platforms, including MT4 and MT5
Watch out for
- Daily loss limit: 5%
- Slow first payout: about 14 days after funding
- Not available in 73 countries; check yours below
FTMO 2-Step Challenge 100K rules
| Profit target | 10% then 5% |
|---|---|
| Maximum loss | $10,000, static |
| Daily loss limit | 5% ($5,000) |
| Consistency rule | None stated |
| Minimum trading days | 4 per phase |
| Profit split | 80% |
| Payouts | Every 14 days; fee refunded with first payout |
| Billing | One-time, no activation fee |
| Restricted countries | 73 countries. Check yours |
| Platforms | MT4MT5cTraderDXtrade |
Every FTMO account size
| Account | Price | Activation | Cost to get funded | Profit target | Max loss | Daily limit | Max minis |
|---|---|---|---|---|---|---|---|
| $10K | $89 | None | $89 | $1,000 | $1,000 10% | 5% ($500) | — |
| $25K | $250 | None | $250 | $2,500 | $2,500 10% | 5% ($1,250) | — |
| $50K | $345 | None | $345 | $5,000 | $5,000 10% | 5% ($2,500) | — |
| $100K | $540 | None | $540 | $10,000 | $10,000 10% | 5% ($5,000) | — |
| $200K | $1,080 | None | $1,080 | $20,000 | $20,000 10% | 5% ($10,000) | — |
Who FTMO suits
A good fit if you…
- hold trades for longer and need room
Think twice if you…
- need rules that differ from the table above
Not sure? Take the 5-question match or see the best futures firms by need.
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Interactive tool
What would you keep?
Your payout after the split and every fee, and the profit you need just to break even.
Fees paid$5401 × €540
Gross profit$15,0005% of $100K × 3 months
Your share$12,00080%
Net after fees$11,460Return on fees 2,122%
To earn back your fees you need 0.7% profit on the funded account ($675).
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