Topstep review: rules, price & payouts
FUTURESTrading Combine 50K · $50K account · checked 23 Oct 2026
7.0/10
GoodProp Firm Chart rating
3.7 Trustpilot (15K)$3,000 target · end-of-day trailing drawdown · no daily limit
Evaluation price$49Monthly
Cost to get funded$198incl. $149 activation
Max loss$2,000End-of-day trailing · 4%
Profit split90%90%
Our verdict
Topstep scores 7.0 out of 10 (good) on our rating. It suits traders who let winners run during the session. The main catch: $149 activation fee when you pass.
Pros and cons
What’s good
- End-of-day drawdown: open-trade swings don’t raise your floor
- The daily loss limit is optional
- 90% profit split
Watch out for
- $149 activation fee when you pass
- Billed monthly, so a slow evaluation costs more
- Consistency rule: best day should stay under 55% of the target, or the target rises
- Mixed trader reviews: 3.7 on Trustpilot
Topstep Trading Combine 50K rules
| Profit target | $3,000 (6%) |
|---|---|
| Maximum loss | $2,000, end-of-day trailing |
| Daily loss limit | Optional $1,000 (choose at checkout) |
| Consistency rule | Best day ≤ 55% of target (raises target, no fail) |
| Minimum trading days | Not stated |
| Profit split | 90% |
| Payouts | After 5 winning days of $150+ |
| Billing | Monthly, plus $149 activation after passing |
| Restricted countries | 32 countries. Check yours |
| Platforms | TopstepXQuantower |
Every Topstep account size
| Account | Price | Activation | Cost to get funded | Profit target | Max loss | Daily limit | Max minis |
|---|---|---|---|---|---|---|---|
| $50K | $49/mo | $149 | $198 | $3,000 | $2,000 4% | Optional | 5 |
| $100K | $99/mo | $149 | $248 | $6,000 | $3,000 3% | Optional | 10 |
| $150K | $199/mo | $149 | $348 | $9,000 | $4,500 3% | Optional | 15 |
What traders report
Common praise
- TopstepX is fast and built in, with TradingView charts and personal loss limits
- No profit floor on the first payout since April 2026 ($125 minimum)
- Running the Combine since 2012, the longest track record in futures
Common complaints
- Monthly fees plus a $149 activation fee add up if you take several attempts
- Few traders reach a live account: Topstep reported 0.71% of funded traders moved to Live in its 2025 group
- The February 2026 split into Standard and Consistency funded paths added rules to plan around
- Identity checks block further purchases until complete
Who Topstep suits
A good fit if you…
- let winners run during the session
Think twice if you…
- need many weeks to pass
Not sure? Take the 5-question match or see the best futures firms by need.
Topstep trader reviews
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Interactive tool
What would you keep?
Your payout after the split and every fee, and the profit you need just to break even.
Fees paid$1981 × $49/mo + $149 activation
Gross profit$7,5005% of $50K × 3 months
Your share$6,75090%
Net after fees$6,552Return on fees 3,309%
To earn back your fees you need 0.4% profit on the funded account ($220). Monthly evaluations bill again each month you take to pass, so count each extra month as another attempt.
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