Costs · 8 min read · with calculator

Monthly or one-time prop firm fees: which costs less?

Rows of gold coin stacks growing month by month beside one large gold coin on a dark trading desk
Key takeaways
  • A monthly evaluation charges you every month until you pass. A one-time evaluation charges once, but you pay again if you fail.
  • The question isn’t which fee looks smaller. It’s how many months and how many attempts it will take you to pass.
  • Add the activation fee some monthly firms charge when you pass. It often decides which model is cheaper.

Futures prop firms sell evaluations in two ways. Topstep, Take Profit Trader, Earn2Trade, TradeDay and others bill monthly until you pass. Tradeify, MyFundedFutures, Bulenox and others charge a one-time fee. The headline prices aren’t comparable: $49 a month and $165 once are different products. This guide shows how to compare them, with the firms’ own prices and a calculator.

How the two models work

  • Monthly: you pay a subscription every 30 days while the evaluation runs. Pass in week two and you’ve paid once. Take three months and you’ve paid three times. Some firms add an activation fee when you pass.
  • One-time: you pay once and keep the evaluation until you pass or break a rule. If you fail, you buy a new one or pay a reset. Most one-time firms charge no activation fee.
The trade-off in one line: monthly rewards passing fast. One-time rewards taking your time, as long as you don’t fail.

50K list prices, checked on each firm’s site

These are the standard prices for each firm’s main $50K evaluation, before discount codes. Codes change every week, so check our deals page for what’s live today.

Monthly firm (50K)Per monthActivation when you pass
Topstep Trading Combine$49$149 (or $95 a month with $0 activation)
BluSky Launch$59 per 30 days$99
TradeDay Quick Pay Intraday$131$0
Alpha Futures Zero$169$0
Take Profit Trader Test$170$130
Earn2Trade Gauntlet Mini$170$139, taken from your first withdrawal
Purdia EOD Evaluation$179$130
Top One Futures Elite Daily$218$0
One-time firm (50K)OnceActivation
FundedNext Futures Flex$141.99$0
Bulenox Momentum Qualification$143Not charged on Momentum
Legends Trading Elite$151$0
Tradeify Select$165$0
E8 Futures Signature$170$0
Funded Futures Network MAX Standard$178$0
MyFundedFutures Rapid$209$0

What each model costs as the months add up

Here are four of those prices over six months, if you pass in that month on your first attempt. Monthly totals include the activation fee:

Total cost by the month you pass. Topstep $49 a month plus $149 activation rises from $198 to $443. TradeDay $131 a month rises from $131 to $786. Tradeify stays at $165 and MyFundedFutures at $209. $0 $200 $400 $600 123456 month you pass
■ TradeDay $131/mo · ■ Topstep $49/mo + $149 · ■ MyFundedFutures $209 once · ■ Tradeify $165 once. List prices, before codes.

Two things stand out. A cheap monthly fee with an activation fee can still cost more than a one-time fee in the very first month. And an expensive monthly fee overtakes every one-time price by month two. If you trade around a day job and expect to take two or three months, that matters more than any headline price.

What happens when you fail

Most traders don’t pass on the first attempt. Topstep reports a 16.8% Combine pass rate for 2025. So the honest comparison counts the retries:

  • Monthly: a failed evaluation means a reset or a new month. You keep paying the monthly fee while you try again, so a slow pass and a fail cost roughly the same.
  • One-time: a fail means buying the evaluation again or paying a reset. Two fails on a $165 account and you’ve spent $495, plus whatever the third attempt costs.

Our real cost of getting funded guide works through repeat attempts at every firm, and the pass-probability simulator estimates how many attempts your own numbers need.

Monthly vs one-time calculator

Enter the two offers you’re comparing, how long you expect to take, and how many times you might fail first. Defaults are Topstep’s and Tradeify’s 50K list prices.

Monthly firm total$2963 billing months × $49 + $149 activation
One-time firm total$3302 purchases × $165
Cheaper hereMonthlyby $34
Break-even3 monthsmonthly costs more from month 3

Each failed attempt is counted as one extra month on the monthly firm and one extra purchase on the one-time firm.

Assumes each failed attempt adds one billing month on the monthly side and one new purchase on the one-time side. Real reset prices differ by firm, and discount codes change both sides.

Small print that changes the maths

  • Does the subscription stop when you pass? At TradeDay it’s cancelled for you once you pass. Elsewhere, check before the next billing date.
  • Inactivity rules on one-time accounts. MyFundedFutures can close a one-time account after 7 calendar days with no trade. A one-time fee doesn’t mean you can leave it unused.
  • Codes that only cut the first month. Some monthly discounts apply to the first payment only, while others, like Take Profit Trader’s NOFEE40, are 40% off for life and waive activation. Read what the code covers.
  • Activation taken from your payout. Earn2Trade deducts its $139 activation from your first withdrawal instead of charging it up front. It’s still a cost.

Which one suits you

If you…Usually cheaper
Trade full time and usually pass within a monthMonthly, with a low fee and no activation
Trade part time, around a jobOne-time: there’s no clock running
Fail often in the first weekWhichever has the cheaper reset. Fix the risk first
Want to try a firm for one monthMonthly, cancelled straight after

Whichever you pick, the cost that matters most is the one you control: how many attempts you need. Read why traders fail prop challenges before buying either.

Prices are each firm’s standard 50K price as shown on its own website, checked 24–28 Oct 2026, before discount codes. Topstep’s pass rate is from Topstep. Not financial advice.